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Product Comparison
Choose the best option for your situation
Discover it® Secured Credit Card
Discover
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OpenSky® Secured Visa® Credit Card
OpenSky
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Capital One Platinum Secured
Capital One
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Chime Credit Builder Visa®
Chime
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Self Credit Builder Account
Self
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Petal® 2 "Cash Back, No Fees" Visa®
Petal
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Zolve Azalea Credit Card
Zolve
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Firstcard
Firstcard
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Experian Boost™
Experian
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MoneyLion Credit Builder Plus
MoneyLion
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Comparison Table
| Feature | Discover it® Secured Credit Card | OpenSky® Secured Visa® Credit Card | Capital One Platinum Secured | Chime Credit Builder Visa® | Self Credit Builder Account |
|---|---|---|---|---|---|
| Annual Fee | Free | $35 | Free | Free | Free |
| APR | 28.24% Variable | 25.64% Variable | 30.49% Variable | 0% | N/A |
| Deposit | $200 | $200 | $200 | — | — |
| Cashback/Rewards | 2% cashback at gas stations & restaurants, 1% elsewhere | — | — | — | — |
| ITIN | ✕ | ✓ | ✕ | ✕ | ✓ |
| SSN | Required | Not needed | Required | Required | Not needed |
| Rating | 4.5/5 | 3.5/5 | 4/5 | 4/5 | 4/5 |
| Apply Now | Apply Now | Apply Now | Apply Now | Apply Now |
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